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To ensure that the information that Insurers hold in relation to this insurance is up to date, and continues to adequately reflect your requirements, the renewal documentation includes an AIG Europe SA Statement of Fact document. This will form the basis of your insurance contract. You have a legal duty to answer any questions asked by Insurers honestly and with reasonable care. You must also ensure that any other information voluntarily provided by you, or on your behalf, is provided honestly and with reasonable care.

A misrepresentation is where an individual provides fraudulent, inaccurate, misleading or incomplete information. It is important therefore that all questions are answered honestly taking reasonable care not to make a misrepresentation when providing us with answers to the questions asked. Failure to do so may lead to the voidance of your policy and/or your claim not being paid at all or alternatively only part of your claim being paid to you.

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